AI receipts for YNAB

Snap the receipt.
It's already in your budget.

Tessr reads any receipt with AI and posts it straight to YNAB, split with whoever you split life with. A photo, a PDF, a forwarded order email, or one typed line.

3 seconds from snap to posted Splits handled automatically
F
For Five Coffee
2026-06-24 · 8:12 AM · Chase ••4042
Cortado$4.75
Almond croissant$5.25
Cold brew, large$5.90
Posted to Dining Out $15.90
The whole flow

Three taps you already know how to do.

No spreadsheets, no manual entry, no "I'll categorize it later." You point, Tessr reads, YNAB updates.

01 STEP ONE

Snap it

A photo, a PDF, a forwarded order email, or a one line note when there is no paper. Whatever you have works.

02 STEP TWO

Claude reads it

Merchant, amount, date, and category, pulled clean. It escalates from Haiku to Sonnet when a receipt is messy or unsure.

03 STEP THREE

Posted to YNAB

It lands as a transaction or a clean split on the right card and category. High-confidence receipts post on their own; the rare unsure one waits for a tap.

The good part

Watch a receipt become a budget line.

This is the moment Tessr was built for. The paper prints, the numbers settle, the envelope fills. No typing in sight.

W
Whole Foods
2026-06-24 · Groceries · AMEX ••2251
Produce$22.40
Pantry$31.10
Household$18.30
Total$71.80

Groceries

YNAB envelope
Spent $0Left $132
+$71.80

Every receipt you snap nudges the right envelope in real time, so the budget you see is the budget you are actually living.

Built for real life

Small app. Suspiciously good at one thing.

Automatic splits

Halve the grocery run with your partner without a calculator. Tessr posts your share and theirs to the right places.

Any input

Photo, PDF, a forwarded Amazon email, or a typed one liner. If you can describe it, Tessr can file it.

Knows your wallet

Maps each charge to the right card and category from how you actually spend, not a generic guess.

Receipts that read like paper

Merchant logos, thermal texture, the torn edge. Your history looks like a stack you can flip through.

Proportional fees

Tax, tip, shipping, and fees get spread across a mixed cart correctly before anything is split.

Private by default

Your data, your budget. Tessr just does the reading and the typing, then gets out of your way.

Shared life, sorted

One receipt, two budgets, zero math.

Tell Tessr who shares what once. From then on a split grocery run lands as your half in your category and their half where it belongs. The awkward "you owe me" text retires.

Walmart$142.60
YYouGroceries · $71.30
APartnerOwed · $71.30
PPet food100% you · $18.40
Make it yours

Three themes. Same calm, different mood.

Your receipts, your palette. Pick the one that feels like home and the whole app follows, light or dark.

F
For Five Coffee
Dining Out
$15.90
Posted to YNAB
Classic
Deep navy, scan beam blue
F
For Five Coffee
Dining Out
$15.90
Posted to YNAB
Retro
Aubergine, warm rainbow
F
For Five Coffee
Dining Out
$15.90
Posted to YNAB
Neon
Electric blue, hot pink, lime
In the wild

The Sunday budgeting slog, retired.

"I stopped doing the Sunday budgeting slog. Receipts just show up categorized."

M
Maya R.
Freelance designer

"We split every grocery run now without a single Venmo request. It just lands in both budgets."

D
Devin & Priya
Share a kitchen

"Forwarded an Amazon order email and it posted before I closed the tab."

T
Theo K.
YNAB since 2019
Early access

Free while we find our feet.

Tessr is in early access and free to use while we get the details right. No card, no limits during the beta. When we settle on pricing you'll hear it from us first, and early users keep a founder rate.

No card required Unlimited during the beta Founder rate for early users
Get started
Good questions

Before you connect YNAB.

Does Tessr touch my money?

It never moves real money. It records transactions in your YNAB budget through the official API. High-confidence receipts post automatically; anything it is unsure about waits for your review, and you can edit or undo any transaction.

What can I send it?

A photo, a PDF, a forwarded order email, or one typed line when there is no paper.

How does it handle splits?

Tell it who shares what once. After that a shared run lands as your half in your category and their half where it belongs.

Which AI reads my receipts?

Claude. It starts on Haiku and escalates to Sonnet when a receipt is messy or it is not sure.

Can I leave whenever?

Yes. Export or disconnect anytime. No lock in, no selling your data.

Is it affiliated with YNAB?

No. Tessr is an independent tool built on YNAB's official API.

Get in touch

Questions before you connect?

Ask us anything about receipts, splits, or your YNAB setup. We read every message and usually reply within a day.

support@tessrapp.com (555) 000-0000

Your next receipt belongs in your budget, not your pocket.

Connect YNAB, snap one receipt, and watch it land. If it doesn't feel like magic, you've lost ninety seconds.